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    Honestly if you don’t care about perks, your best card would be Citi Premier.

  • I recently received my Chase Sapphire Reserve card and an trying to figure out the benefits.
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  • After all this, I have come to the point where the only thing I use the Chase Sapphire for is dining, since iirc it gets 3% back in points.
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    If you want high end Travel card.

  • I’m thinking either booking a vacation through chase before I downgrade or transferring them to United miles is the best option, but wanted to make sure I’m not missing.
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    However, it has a total annual value of $514 when redeemed for travel and a $300 annual travel credit.

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